Clarity in Liability
Independant investigations.
Evidence-based findings.
Trusted by insurers.
Liability Investigations
Investigation of all types of broadform commercial and personal liability claims
Agricultural Liability
30+ years of experience in agriculture with a network of local farmers and specialists
Expert Reporting
50+ years of reporting to insurers, factually, thoroughly, independently
Independant Findings
Findings you can rely on
WHY INSURERS CHOOSE US
Independent
Experienced
Evidence-Based
Court Ready
National Service
Meet Sid Mann
With over 30 years of experience in the short-term insurance industry, Sid Mann is an Associate of the Institute of Loss Adjusters of Southern Africa (ILASA). He holds a National Diploma in Agriculture (Land Use Planning), as well as FAIS 1 qualifications in both Personal and Commercial Lines.
Sid specialises in all forms of public and agricultural liability claims. Over his distinguished career, he has developed a depth of expertise that consistently exceeds insurer expectations. He is meticulously detailed and takes immense pride in the thoroughness and quality of his investigations and reports. Throughout his decades of fieldwork, he has established a vast network of trusted specialists, consultants, and legal professionals, earning the respect of farmers and attorneys alike.
Deeply committed to the industry, Sid has served for several years on the ILASA National Committee and has chaired the Southern Gauteng region for multiple terms. During his tenure, he regularly presented educational talks and dedicated countless hours to mentoring employees, associates, and fellow institute members.
As a specialised division of Ken Mann Loss Adjusters (KMLA), The Liability Mann is contracted by major insurers to deliver authoritative, highly reliable investigation reports.
If you have yet to experience this level of professionalism, click the button below to get in touch.
LATEST INSIGHTS
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Negligence: The Question Every Liability Investigation Must Answer
Perhaps no word is used more frequently in liability claims than negligence.
Claimants often allege that someone was negligent. Insured parties may deny negligence. Witnesses sometimes express strong opinions about who they believe was at fault. Even before an investigation begins, assumptions are often made about what “must have happened.”
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The Five Elements of Delict Every Liability Investigator Looks For
When people hear the phrase “law of delict,” they often imagine complicated legal arguments or courtroom proceedings. In reality, the fundamental principles of delict provide a practical framework that guides the investigation of many liability claims.
As liability investigators, we are not responsible for deciding legal disputes. Our role is to establish the facts objectively, preserve evidence, analyse the circumstances surrounding an incident and provide insurers with an independent report that assists them in evaluating liability.
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Understanding the Law of Delict: Why It Matters in Liability Investigations
When an accident occurs, one of the first questions people often ask is, “Who is liable?”
Whether it involves a fire spreading between neighbouring farms, a customer slipping in a shopping centre, damage caused by a contractor, or livestock escaping onto a public road, determining liability is rarely as simple as identifying who suffered the loss.
